Review Disclosure | McWalter F&A

Annual portfolio review considerations

Each year, it's a good idea to consider your financial portfolio and how changes in your life might impact it. Here are some good areas to consider.

Being

Are there changes to consider in your life purpose, personal goals, significant relationships, and people who are dependent upon you?

Doing

Are there changes to consider in aspects that directly affect your financial portfolio, such as your professional goals, your work, and your income, as well as assets & debt.

How might these changes impact you. the important people in your life, and your professional objectives; do they warrant a review of your financial portfolio?

If you feel that you require an update of your financial portfolio or if you are unsure, then please reach out to us, and if you have any questions, please feel free to address them with us.

Dive into your portfolio

Whilst your schedules/statements have been sent to you directly by the relevant provider, you can also click the button below to gain access to the relevant provider portals and mailboxes.

Your Portfolio

Policy/investment information & associated costs

Please note that the main benefits & investment values of your policies and/or investments have been included in your policy schedules / investment statements and have been emailed to you, these documents include any ongoing monetary obligations, ongoing incentives, considerations, commissions, fees or brokerage (other than not product related fees - see other fees below). This information can also be acquired at your discretion by clicking the button below, or by requesting it from us directly. All McWalter Financial and Advisory continues to receive ongoing fees/commission as previously agreed and as follows: investments,as set out in your quarterly/annual portfolio schedules, which can also be acquired from the provider directly (to acquire, click here); long-term Insurance, as per legislation, not more than 3.25%/annum of the annual premium increase; medical aid, commission for medical aids is the lesser of R116.74 or 3% of the monthly contributions per individual product, both ex VAT (2024); gap cover, the following commission percentages apply (based on the specified monthly premium bands per individual product): 20% where the monthly premium is less than R300, 15% from R300 to R600, 10% from R601 to R1,200 (2024); other fees, if agreed upon, contained in an addendum or an invoice that you will have received upon commencement.